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Once your business is established, there are certifications and programs specific to minority and women-led organizations that can help make finding and securing contracts easier.

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Interest, post maturity interest, NSF fees, and late fees may result from non-payment. Your financial institution may also charge you additional fees for insufficient funds.

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“After they receive their first credit card or loan and start making on-time payments, they’ll begin the process of building their credit score,” Yahn said.

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Because of the strict criteria, business loans can be much more difficult to obtain for minorities. And according to Senator Kirsten Gillibrand, less than 5% of conventional business loans go to women.

Borrowers have a variety of options when it comes to funding. And there are a number of loans that compete with personal loans. So, how do you know if a personal loan is your best option? There are a few telltale signs.

In addition, borrowers can spend their money on anything they want. Other loans, such as business loans or auto loans, are typically spent on specific expenses (growing a business or financing a vehicle, respectively).

Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

Data: 2018-08-09 00:44

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